Tag: FAQ
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VA Loan FAQ for Military Homebuyers (& Military Spouses!)
Read more: VA Loan FAQ for Military Homebuyers (& Military Spouses!)Did you know that active-duty and veteran military buyers may be eligible for home loans with little (or no) money down, low (or no) closing costs, and competitive interest rates—all while paying no monthly mortgage insurance? Read our VA loan FAQ to learn more!
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From the FAQ File: Interior Paint Colors, Appliances & Faucets
Read more: From the FAQ File: Interior Paint Colors, Appliances & FaucetsCurious about what goes into a Richmond American home? You’re not alone! Here are answers to some of our most frequently asked questions. In the future, we’ll post more questions and answers under the FAQ tag. Q: What brand of appliances does Richmond American use? A: GE is our national appliance vendor of choice. Contact…
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From the FAQ File: Deluxe Bath
Read more: From the FAQ File: Deluxe BathGourmet kitchens aren’t the only thing piquing our readers’ curiosity. In today’s issue of our multi-part FAQ series, we shed some light on another popular upgrade. Q: What is a deluxe bath? Are all deluxe baths located in the primary suite? A: A deluxe bath may vary by market, but typically includes a separate tub…
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How to Choose an Insurance Company
Read more: How to Choose an Insurance CompanyHomeowner’s insurance is a critical aspect of owning a home, but with so many options to choose from, selecting an insurance provider can be daunting. In addition to standard coverage, following are some helpful hints to consider when you choose an insurance provider. Coverage is the biggest factor to keep in mind when it comes…
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What Does Home Insurance Cover?
Read more: What Does Home Insurance Cover?Insurance is a crucial part of being a homeowner. In fact, most mortgage lenders require that buyers carry a homeowner’s insurance policy. While policies may vary, there are certain items and events that are typically covered in many policies. Typically covered: Dwelling Coverage Dwelling coverage includes the actual structure of the home. This means walls,…
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Cost Comparison: Rent or Buy
Read more: Cost Comparison: Rent or BuyThere are many benefits to being a homeowner. From a purely financial perspective, there are tools to help determine the cost of renting versus buying a home. Comparing the cost of renting to buying usually depends on key factors, such as budgeted monthly rent, target home price, the length of time you plan to live…
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From the FAQ File: Gourmet Kitchen
Read more: From the FAQ File: Gourmet KitchenNot all homebuilders use the same terminology to describe what they’re offering. In today’s issue of our FAQ series, we’ll help clarify what can be included in one of our most popular upgrades. Keep checking the FAQ section of our blog for future Q & A articles. Q: What is a gourmet kitchen? A: A…
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From the FAQ File: Countertops, Cabinets & Other Fixtures
Read more: From the FAQ File: Countertops, Cabinets & Other FixturesQ: What brand of countertops does Richmond American use? A: Countertops vary by market, but they’re typically offered in a variety of popular colors, materials and brands, including granite and Silestone® quartz. Contact your local Home Gallery™ for more details on what’s available near you. Q: What brand of cabinets does Richmond American use? A: Each of…
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5 FAQs on Home is Possible
Read more: 5 FAQs on Home is PossibleSaving up for a down payment on a new home in Nevada? This homebuyer assistance program, now available through HomeAmerican Mortgage Corporation, may help make your dream home a reality! What’s Home is Possible? It’s a grant from the Nevada Housing Division that may be used toward a down payment on a qualified home purchase.…
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5 FAQs on Home in Five
Read more: 5 FAQs on Home in FiveSaving up for a down payment on a new home in Maricopa County? This homebuyer assistance program, now available through HomeAmerican Mortgage Corporation, may give you the boost you need to move up your moving day! What’s Home in Five? It’s a grant from the Phoenix and Maricopa industrial development authorities (IDA) that may be…
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Frequently Asked Questions: Using Gift Funds to Buy a Home
Read more: Frequently Asked Questions: Using Gift Funds to Buy a HomeWhether you’re buying your first home or your tenth, you may find you need a little help coming up with a down payment or closing costs. If you’re fortunate enough to have someone who’d like to contribute to your homeownership goals, this FAQ is for you! What kinds of loans allow you to use gift…
