Tag: homebuying basics
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Avoid Unwanted Calls with an Opt Out Request
Read more: Avoid Unwanted Calls with an Opt Out RequestNowadays, telemarketers are a fact of life. Anytime you apply for credit with a company, your information may be passed along and you’ll be bombarded with calls, emails and texts from a dozen other places promising special offers. So, what can you do about it? Make an opt out request!
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Know the Difference: Home Warranty vs. Home Insurance
Read more: Know the Difference: Home Warranty vs. Home InsuranceA home warranty is a great perk when you buy a new-construction home (and sometimes even a resale!) but do you know how it differs from home insurance coverage? Knowing who to call about a home issue can put you on the fast track to getting it addressed ASAP!
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Considering a Quick Move-in/Inventory Home? We Have a Guide for You!
Read more: Considering a Quick Move-in/Inventory Home? We Have a Guide for You!Homes that are under construction and available to close on a shorter timeline go by many names—move-in ready, spec and inventory home being a few of them—but we prefer to call them quick move-in homes. Regardless of the moniker, these homes can be excellent options for homebuyers looking to move sooner rather than later. If…
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What Do New Homes Include?
Read more: What Do New Homes Include?Buying a new home is an exciting purchase! But do you know what’s included? It’s common for buyers to confuse a to-be-built “new construction home” with a “custom home.” However, there are distinct differences between the two that every informed buyer should know.
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The Benefits of Pre-qualifying for a Mortgage
Read more: The Benefits of Pre-qualifying for a MortgageBefore you get too caught up in the excitement of researching neighborhoods, pinning down your wish list and clicking your way through your local MLS site, you might want to consider taking this simple, time-saving, disappointment-preventing step: pre-qualifying for a mortgage. In this article, we outline all the benefits of this important step.
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What To Expect At A New Home Design Center
Read more: What To Expect At A New Home Design CenterBuilding a brand-new house means that you not only get to experience seeing your dream constructed from the ground up, but you also get to select the fixtures and finishes that will make your house feel like home. Learn what to expect when you visit a new home design center and meet with a professional…
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New Home vs. Resale Home: Homeowners Insurance Edition
Read more: New Home vs. Resale Home: Homeowners Insurance EditionWhen you’re ready to buy a home, one of the most important decisions to make is whether you want to buy a new home vs. resale. While buying a resale home may seem appealing, it is important to consider the possibility that you may end up paying a higher homeowners insurance premium based on the…
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What to Expect at Our Walk-through Appointments
Read more: What to Expect at Our Walk-through AppointmentsEvery homebuilder handles the construction process a little differently, so even if you’ve bought a new home before, you may be wondering what walk-through opportunities you’ll have with Richmond American. In this article, we’ll give you a general overview of the three main meetings you’ll have onsite after we’ve broken ground on your new home—plus…
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New Home Designs in Southern Pennsylvania
Read more: New Home Designs in Southern PennsylvaniaLocated near the Pennsylvania-Maryland border, the charming borough of Stewartstown affords residents an idyllic lifestyle offering equal parts excitement and tranquility. A must-see for house hunters in this region, the exciting neighborhood of Mayberry at Stewartstown has recently expanded its already impressive lineup of floor plans to include the popular Agate and Melody plans. Read…
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4 Podcasts for New & Aspiring Homebuyers
Read more: 4 Podcasts for New & Aspiring HomebuyersBuying your first home is an exciting milestone—one that takes careful planning and dedication to achieve. From keeping your credit score on track to saving up for a down payment, to figuring out when it makes sense for you to stop renting and put down roots, there are a lot of factors to consider, so…
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Have 2022 Loan Limits Expanded Your Options?
Read more: Have 2022 Loan Limits Expanded Your Options?If you shopped your mortgage options last year, you might want to check in with your loan officer. New loan limits took effect in January, so it’s possible you have more borrowing power at your disposal than what you estimated in 2021! Find out how much limits changed in your county.
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How to Manage Your Credit Score During the Holiday Season
Read more: How to Manage Your Credit Score During the Holiday SeasonThe holidays are a tempting time to splurge, but if you’re planning on purchasing a home in the near future, keep a close eye on your bills. ‘Tis the season for holiday spending, but the five tips below will help keep your credit score in great shape. We’ve outlined eight valuable tips for managing your…