Tag: homebuying basics
-
Have 2022 Loan Limits Expanded Your Options?
Read more: Have 2022 Loan Limits Expanded Your Options?If you shopped your mortgage options last year, you might want to check in with your loan officer. New loan limits took effect in January, so it’s possible you have more borrowing power at your disposal than what you estimated in 2021! Find out how much limits changed in your county.
-
How to Manage Your Credit Score During the Holiday Season
Read more: How to Manage Your Credit Score During the Holiday SeasonThe holidays are a tempting time to splurge, but if you’re planning on purchasing a home in the near future, keep a close eye on your bills. ‘Tis the season for holiday spending, but the five tips below will help keep your credit score in great shape. We’ve outlined eight valuable tips for managing your…
-
What Are HOA Fees?
Read more: What Are HOA Fees?As more and more neighborhoods are built as planned communities with shared amenities, more and more homeowners are finding themselves part of a homeowner association (HOA). Membership in an HOA requires that you pay a fee, known as an HOA fee, usually monthly or yearly. These fees often go to common area maintenance and use…
-
5 Ways to Figure Out How Much Mortgage You Can Afford
Read more: 5 Ways to Figure Out How Much Mortgage You Can AffordThe prospect of purchasing your dream home is a thrilling one, but before you commit to a price, ask yourself this crucial question: “How much mortgage can I afford?” It can be tempting to take the biggest loan you can get, but leaving out budget considerations can lead the way to steep monthly payments that…
-
Building Your Dream Home: How to Choose a Homesite
Read more: Building Your Dream Home: How to Choose a HomesiteBuilding a new home? Depending on the variety of lots available and the floor plan you’ve selected, you may have a choice of homesites. Don’t be content to simply pick your spot from a plat plan! Go out and see each homesite firsthand. You’ll likely be living in your new home for many years to…
-
Contract on Your Dream Home in a Low-inventory Housing Market—Here’s How!
Read more: Contract on Your Dream Home in a Low-inventory Housing Market—Here’s How!Home shopping can be stressful in the best times, and a low-inventory housing market can make it even harder to land the listing of your dreams. That shouldn’t stop you from making your move! We put together some tips for contracting in a tight market—plus insight into why new construction could be your best choice.
-
7 Signs You’re Ready to Buy a New Home Now
Read more: 7 Signs You’re Ready to Buy a New Home NowThe COVID-19 pandemic has us spending more time at home than ever before, and this has led many people to realize that their current abode is no longer working for them. But is the desire for a nicer kitchen, dedicated home office and/or more outdoor entertaining space reason enough to buy a new home? We’ve…
-
11 Must-ask Questions for Your New Home Builder
Read more: 11 Must-ask Questions for Your New Home BuilderMoving into a brand-new home is an exciting event, but also a time where it pays to conduct your due diligence up front. Whether you’re a first-time or repeat buyer, the following questions will help provide important clues as to whether your new home builder of choice is worth the commitment. How long have you…
-
Tips for Buying Your First Home
Read more: Tips for Buying Your First HomeBuying your first home can be an exciting process, or it can be a daunting one. It all depends on your level of preparation. But not to worry! We’re sharing some simple strategies to help make your first home purchase as seamless (and enjoyable) as possible. Get your finances in order. Generally speaking, the higher…
-
7 Podcasts for New & Aspiring Homebuyers
Read more: 7 Podcasts for New & Aspiring HomebuyersBuying your first home is an exciting milestone, and it’s one that takes careful planning and dedication to achieve. But, where do you start? Podcasts! They’re not just for daily news briefs and true crime stories. They can also be a way to dip your toes into a new topic without investing money or even…
-
Can My Family Help Me Finance a New Home?
Read more: Can My Family Help Me Finance a New Home?Homeownership is a very exciting prospect, but paying for a new house can be daunting. In this article, we share how your family can contribute funds to help you take this important step! Being able to purchase a new home with financial assistance from your family is a wonderful opportunity. To help cultivate a positive…
-
Ways to Jumpstart Your House Hunt Online
Read more: Ways to Jumpstart Your House Hunt OnlineGood news (and we could all use some right about now)! Not everyone can make it out to a sales center at the moment, but that doesn’t mean you have to put your home search on hold. Regardless of current circumstances, you can ramp up your house hunt right now, from the comfort of your…
