Tag: homeowners insurance
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Meet Our Affiliated Lender and Insurance Companies
Read more: Meet Our Affiliated Lender and Insurance CompaniesBuying a home can be one of the most important purchases in your lifetime, which is why it’s crucial to have the right resources by your side every step of the way—from finding the home to insuring it. At Richmond American, we work closely with our affiliated lender and insurance companies to offer a streamlined…
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How to Shop for Homeowners Insurance
Read more: How to Shop for Homeowners InsurancePurchasing home insurance makes good sense, and not just because it’s often a condition for home loan approval. It’s also a good idea for peace of mind. You definitely don’t want to find yourself wishing you’d purchased the right insurance after something unexpected happens. So, if you’re in the market for a new home, check…
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Benefits of bundling home and auto insurance policies
Read more: Benefits of bundling home and auto insurance policiesWhether you’re buying a box of donuts or a set of jerseys for your softball team, you’d expect a discount for buying in bulk, wouldn’t you? Well, the same principle applies to insurance policies. Read on to learn about how bundling home and auto insurance can save you money.
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Questions To Ask When Choosing An Insurance Agent
Read more: Questions To Ask When Choosing An Insurance AgentYou’ve contracted on a new home and now it’s time to choose an insurance agent. After all, you’ll want to protect your investment in the event of theft or a natural disaster (e.g., flood, fire). Plus, most lenders require homeowners to maintain insurance as a condition of the loan. Following are some important questions to…
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What is Homeowners Insurance?
Read more: What is Homeowners Insurance?Homeowners insurance (also known as hazard insurance or abbreviated as HOI) provides coverage for catastrophic events that may occur to your home. It covers the house, contents, personal liability and medical payments exposures. Most mortgage lenders require homeowners to maintain homeowners insurance as a loan condition. Read more.
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Household Items That May Need Special Insurance Coverage
Read more: Household Items That May Need Special Insurance CoverageHomeowners insurance is a key part of owning a home. Be sure your policy covers any special items you may not have considered. Read on for examples, including jewelry, fine arts, furs and more. We’ve also included tips for care and storage of valuable items.
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5 Questions to Ask When You’re Choosing a Mortgage Lender
Read more: 5 Questions to Ask When You’re Choosing a Mortgage LenderBefore you’re handed the keys to your dream home, you’ll have to pick a mortgage lender to help with your homebuying journey. But how do you find the right one? Here are five key questions that can help you narrow down your lender options and choose the one that makes your homebuying process as smooth…
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How to Choose an Insurance Company
Read more: How to Choose an Insurance CompanyHomeowner’s insurance is a critical aspect of owning a home, but with so many options to choose from, selecting an insurance provider can be daunting. In addition to standard coverage, following are some helpful hints to consider when you choose an insurance provider. Coverage is the biggest factor to keep in mind when it comes…