Tag: saving money
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Creative Ways to Save Money for a Down Payment
Read more: Creative Ways to Save Money for a Down PaymentHoping to buy your dream home in the near future? Once you’ve determined how much mortgage you can afford, it’s time to save for your down payment! How much you need for a down payment depends on multiple factors, including the total price of the home and what kind of loan you’re considering, but it’s…
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Five Financial Wellness Tips to Help you Land your Dream Home in 2024
Read more: Five Financial Wellness Tips to Help you Land your Dream Home in 2024The dawn of a new year is an opportunity for new beginnings, new adventures and new goals. If one of your goals for 2024 is to find and move into the home of your dreams, committing to financial wellness is an important first step to take and the financial wellness tips we’ve put together can…
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Stop Paying for Off-site RV Storage
Read more: Stop Paying for Off-site RV StorageDid you make a PROs and CONs list before you decided to buy a big recreational vehicle? Whether it was a camper, boat, ATV or jet ski, it’s a safe bet that this question crossed your mind: What am I going to do with it when I’m not using it? We have an answer for…
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What’s So Special About Special Financing?
Read more: What’s So Special About Special Financing?Special financing. You’re familiar with the term, but its definition varies by industry. For example, some car dealers use “special financing” to describe financing options for people with bad credit who otherwise wouldn’t qualify for an auto loan. And some retailers have deferred-interest special financing options, which allow shoppers to make interest payments on their…
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Mortgage Infographic: Get Your Credit Ready Before You Apply
Read more: Mortgage Infographic: Get Your Credit Ready Before You ApplyLooking to buy a new home soon? We’ve created a handy mortgage infographic to help you understand some of the factors that affect your credit score and the ways you can improve your score—an important consideration for any lender reviewing your mortgage application. Your credit score may influence what types of loans you can qualify…
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Benefits of bundling home and auto insurance policies
Read more: Benefits of bundling home and auto insurance policiesWhether you’re buying a box of donuts or a set of jerseys for your softball team, you’d expect a discount for buying in bulk, wouldn’t you? Well, the same principle applies to insurance policies. Read on to learn about how bundling home and auto insurance can save you money.
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7 Podcasts for New & Aspiring Homebuyers
Read more: 7 Podcasts for New & Aspiring HomebuyersBuying your first home is an exciting milestone, and it’s one that takes careful planning and dedication to achieve. But, where do you start? Podcasts! They’re not just for daily news briefs and true crime stories. They can also be a way to dip your toes into a new topic without investing money or even…
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Can My Family Help Me Finance a New Home?
Read more: Can My Family Help Me Finance a New Home?Homeownership is a very exciting prospect, but paying for a new house can be daunting. In this article, we share how your family can contribute funds to help you take this important step! Being able to purchase a new home with financial assistance from your family is a wonderful opportunity. To help cultivate a positive…
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Habit Tracking: A Recipe for Success with New Year’s Resolutions
Read more: Habit Tracking: A Recipe for Success with New Year’s ResolutionsIt happens to all of us: despite our best intentions, the grand resolutions we make on January 1 tend to end up forgotten by the time February rolls around. Many of the most common goals (lose weight, change careers, etc.), are so daunting, it can be hard to follow through. If you’re already feeling overwhelmed…
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5 Reasons to Become a Homeowner
Read more: 5 Reasons to Become a HomeownerThinking about buying a new home? Not quite sure you’re ready to commit? It’s perfectly normal to have cold feet—especially if you’re a first-time buyer. Homeownership is a big step, both emotionally and financially. But, like many other major life events, owning your own home can be an incredibly rewarding experience. And the more you…
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Student Debt and Buying a Home
Read more: Student Debt and Buying a HomeStudent debt is a hot topic these days, and little wonder: approximately 44.7 million Americans were paying back student loans as of 2017, according to the Federal Reserve Bank of New York (spreadsheet). If you’re one of them and have hopes of purchasing a home, the good news is that buying a home with student…
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5 Ways to Help Maintain (or Improve) Your Credit Score
Read more: 5 Ways to Help Maintain (or Improve) Your Credit ScoreKeeping a spotless credit history can be tough, but if you’re hoping to buy a home, maintaining or improving your credit score is well worth the effort. Factors like your FICO® score help lenders determine your creditworthiness, which in turn affects what mortgage rates, loan amounts and terms they can offer you. Luckily, there are some…
