Tag: saving money
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How to Save Money for a Down Payment: 7 Strategies
Read more: How to Save Money for a Down Payment: 7 StrategiesSaving for a down payment on a new home might feel daunting, but small daily changes can make a big difference when it comes to setting aside money for a large purchase. We rounded up seven strategies that make it simple to streamline your spending and save up for your dream home—and it’s a lot…
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5 FAQs on Home is Possible
Read more: 5 FAQs on Home is PossibleSaving up for a down payment on a new home in Nevada? This homebuyer assistance program, now available through HomeAmerican Mortgage Corporation, may help make your dream home a reality! What’s Home is Possible? It’s a grant from the Nevada Housing Division that may be used toward a down payment on a qualified home purchase.…
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How to Save for a Down Payment on a House
Read more: How to Save for a Down Payment on a HouseThere is no way around it; buying a home is a big deal! It’s an exciting opportunity to build new memories in a space that is truly your own. Part of embarking on the path toward homeownership is saving for the down payment. Luckily, there are straightforward techniques you can use to save for the…
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Should I Lock in My Interest Rate?
Read more: Should I Lock in My Interest Rate?Should I lock in my interest rate today? Many people ask their loan officers, “When should I lock in my rate?” There’s no easy answer. It’s a little like asking when you should sell your stock or which mutual fund will perform better. It all depends on the market and your individual situation. Are you…
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New Year’s Resolution: Saving for a Down Payment
Read more: New Year’s Resolution: Saving for a Down PaymentIt’s a new year, and you know what that means. It time, once again, for resolutions. If you resolve to leave your landlord behind—or to move into a larger, more luxurious home—this year, you may have to provide a down payment of up to 20 percent of the home’s sale price, which can be challenging.…
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New Home vs. Resale Home: Maintenance Edition
Read more: New Home vs. Resale Home: Maintenance EditionWhen you think about buying a brand-new home, advantages such as choosing your neighborhood, floor plan, options and homesite probably spring to mind immediately. However, buying new over resale boasts another big benefit that many buyers often overlook: less home maintenance. Don’t have the time, inclination or funds to remodel or repair a resale home?…
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TrendWatch: Down Payment Contributions as Wedding Gifts
Read more: TrendWatch: Down Payment Contributions as Wedding GiftsYou’re not imagining it. American couples are waiting longer and longer to get married. These delayed “I do’s” pose a very serious question: Just what do you get a couple that set up house—either independently or together—years ago? Some of these happy couples may still register for traditional home goods as gifts. After all, it’s…
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New Home vs. Resale Home: Appliance Edition
Read more: New Home vs. Resale Home: Appliance EditionAn often-overlooked benefit of buying a brand new, never-been-lived-in home is your set of brand new, never-been-used appliances. While appliances may not make or break your decision to buy a particular new or resale home, here are five things to consider when you weigh your options: Whether you choose your builder’s standard appliance package or…
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How Your Energy Bill Could Help You Save
Read more: How Your Energy Bill Could Help You SaveHow often do you look at your energy bill? If your interest stops at AMOUNT DUE, you may be missing out on some ways to save energy and money. Energy bill basics Each utility company has its own way of invoicing you, but here are some fairly universal points you’ll find on most energy bills:…
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3 Tips for Keeping an Energy-efficient House This Winter
Read more: 3 Tips for Keeping an Energy-efficient House This WinterFalling temperatures don’t have to send your energy costs skyward. Use these simple energy conservation techniques to keep your home comfortable and penny-wise all winter long. 1. Cover (or replace) drafty windows. If you don’t have low-e, high-performance windows, you may have a not-so-slow leak in your heating budget—as much as 25% of your bill.…
