What to Expect When Buying a Quick Move-in Home

Buying a home can be one of the most important purchases in your lifetime, so it’s important to know what to expect out of the process! If you’re looking to move on a shorter timeline, you might consider a quick move-in home. This option allows you to purchase a brand-new home that’s either near completion or move-in ready. But how does the process for buying a quick move-in home differ from building from the ground up? Keep reading for the answers!

Why buy a quick move-in home?

First, you may be wondering about the other advantages of purchasing one of these homes. Benefits can include:

• The ability to possibly tour the exact home before buying
• Fixtures and finishes carefully curated by our professional design team
• Less time for interest rates to fluctuate
• Easier to make a moving plan, hire professionals, etc.

Steps to buying a quick move-in home

While exact timelines can’t be guaranteed, our quick move-in homes can often close within 60 days. So, what happens before, during and after that time? Here’s a general idea of what the process could look like:

1. You assess your budget and determine your search criteria. After you’ve determined how much you can spend on housing expenses each month, it’s important to make a wish list of everything you’d like your new home and community to have.
2. You speak with a mortgage professional and get pre-qualified. This is a useful step for any homebuyer, whether you’re buying new or resale. Prequalification can help you have a better understanding of how much house you can afford and what your loan options look like, as well as save you time and offer a greater peace of mind in the process.
3. You start shopping! This is the fun part, but narrowing down neighborhoods and floor plans may seem intimidating at first. If you need a hand, our local New Home Specialists are there to help make your shopping a whole lot easier by pinpointing options that fit your criteria and scheduling home tours. When buying a quick move-in home, you may even have the chance to tour the exact home you’re interested in.
4. You go under contract. Once you’ve found your dream home, it’s time to sign on the dotted line! Then begins the process of arranging financing and home insurance, then starting to pack. For tips on how to pack for a quick move, check out this article.
5. Your home will be completed (if not already complete). One compelling benefit of buying a quick move-in home is the fact that you can receive a brand-new house on a resale timeline. Your home may already be complete when you sign your contract, or it might be finished soon after.
6. You go through your final walkthrough, home orientation and closing. Your Home Care Specialist will walk you through your new home, answering any final questions you may have. When it comes time for your closing appointment,don’t forget to bring all necessary documents, which may include your ID, a copy of your home insurance policy and your closing funds.
7. You receive post-closing support. When you purchase a quick move-in home from Richmond American, our relationship doesn’t just end at closing! You’ll continue receiving support from us in the form of follow-up check-ins and taking care of warranty service requests you might have.

Note! Our financing and insurance affiliates, American Home Insurance Agency, Inc. (AHI) and HomeAmerican Mortgage Corporation (HMC), have agents that are well-versed in Richmond American homes and ready to help streamline the purchasing process for buyers who choose to use AHI or HMC. For more information, please visit their websites or give them a call at 720.528.2236 for AHI and 866.400.7126 for HMC.